Buy Now,
BUY NOW,
PAY LATER
Moto is the first true credit card powered by blockchain technology. Load up your wallet, earn interest, spend freely, and pay back your balance at the end of every month.
up To
5%
in cashback on
every spend
up To
Exclusive Community & Rewards
Elite experience. Elite rewards.
Moto offers a card at the Visa Infinite tier, providing access to Visa Infinite benefits and services. Cardholders can also earn 5% cash back on eligible purchases through Moto’s rewards program.
-Access Visa’s exclusive concierge, lounges, experiences and discounts.
-Qualify for our highest tier and unlock perks like Youtube Premium, Spotify Premium, the Financial Times, the Economist, curbside pickup, and more...
YOU DESERVE TO BE REWARDED.
| Tier | Deposit Multiple | Spend Threshold | Earned Boost | Effective Cashback |
|---|---|---|---|---|
| 1 | 2-3X | Any | 0-0.5% | 2-2.5% |
| 2 | 3-4X | ≥ $10k | 0.5-1% | 3-3.5% |
| 3 | 4-5X | ≥ $12.5k | 1-1.5% | 2-2.5% |
| 4 | 4-5X | ≥ $15k | 2-3% | 4-5% |
The Moto Card is a Visa-branded spend card. No credit is extended — your spending is collateralized by your digital assets, which are debited at the end of every month to repay any amount spent. Any cash-back, yield, or other benefits advertised or earned are not guaranteed, and are conditional on meeting deposit thresholds, tier requirements, and other eligibility criteria, which may change over time or be withdrawn. Digital assets involve risk and volatility. Moto is not a bank, and assets are not FDIC-insured. Use of the Moto Card constitutes acceptance of the Moto Card Spend Card Terms, available on moto-card.com.
